> For the complete documentation index, see [llms.txt](https://docs.ajirapay.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.ajirapay.finance/products/token-streaming/streams/usecases.md).

# Usecases

Real-time ERC20 payments can be used in the following scenarios:

1. Salaries
2. Payroll
3. Loans
4. Mortgages
5. Grants
6. Crypto Subscriptions and&#x20;
7. any other recurring crypto payments.
